EU-wide
Articles tagged EU-wide — pan-European regimes: CESOP, CRS, FATCA, DAC7/8, AnaCredit, Instant Payments, MiCA, DORA, AMLA.
The AnaCredit data model: ten datasets and ~95 attributes explained
AnaCredit data model walkthrough: the ten linked datasets, the identifier discipline (LEI, national IDs), the attributes that cause most rejections, and the…
AnaCredit phases: the real implementation timeline (and why phase 2 doesn’t exist)
AnaCredit phases explained: phase 1 (Stage 1) has been live since September 2018, AnaCredit phase 2 and phase 3 were never adopted,…
Branch vs Freedom of Services: when each is the right EU passporting model
Side-by-side of the two cross-border models: physical presence, supervisory architecture, local AML rep, host-state reporting, tax footprint and timing. When FoS fits,…
DORA Article 30: the mandatory clauses for ICT contracts
Every clause Article 30 of DORA requires in ICT contracts, with the additional requirements for services supporting critical or important functions: audit…
MiCA Travel Rule: the Funds Transfer Regulation for crypto
MiCA Travel Rule for crypto transfers under Regulation (EU) 2023/1113 — the Article 14 data set including the LEI field, the EUR…
PSD3 and the Payment Services Regulation: a tracker
Living tracker on PSD3 and the PSR: the open-banking redesign, fraud-loss allocation, non-bank access to settlement systems, the merger of EMI and…
CRS for EMIs: when an EMI is a Reportable Financial Institution
CRS for EMIs after DAC8: from 1 January 2026 an entity that holds E-money for customers is a Depository Institution, the five-condition…
Sanctions screening at instant-payment speed
How sanctions screening works for instant payments under the EU Instant Payments Regulation — the shift to daily customer-level screening, architecture, false…
AnaCredit for payment firms: scope, thresholds and the 95-attribute data model
AnaCredit for payment firms and EMIs — the reporting-agent scope test under Regulation (EU) 2016/867, the €25,000 per-debtor threshold, the 95-attribute data…
DAC8 explained — the EU crypto-asset reporting obligation for CASPs
DAC8 explained: Council Directive (EU) 2023/2226, the first reportable year 2026 and the 2027 filing window, who counts as a Reporting CASP,…