EBA
European Banking Authority
NACE Rev. 2.1 — activity-code migration for payments firms
NACE Rev. 2.1: dates by country (NACE-BEL, NAF, ATECO, SBI, WZ, CNAE), the 2026 bank-reporting switch, and how to migrate stored activity…
Payment exception management: rejects, returns and recalls
Payment exception management under PSD2: refusals, rejects, returns, the 8-week refund right, wrong-IBAN recovery and the clocks that bind each one.
Buying an EMI or PI licence: the change-of-control rules
Buying an EMI or PI licence means acquiring the company. The PSD2 Article 6 and EMD2 Article 3(3) thresholds, the notification, and…
Regulatory reporting for EU payment firms — the guide
A structured guide to EU regulatory reporting for payment and e-money firms: the returns by market, how each is built, and the…
Complaints reporting compared across eight EU markets
Complaints reporting compared across eight EU markets: the out-of-court body, the response clock and what must be reported — Ireland alone binds…
The reporting operating model — roles that work
How to structure a regulatory reporting function: the four capabilities, why the content owner and the builder must differ, and what to…
Late filing — what to do when a return will miss
Handling a reporting incident: the choice between filing late and filing wrong, who should make it, and what to tell the authority…
New product, new returns — the scoping questions
The reporting questions to answer before a product launches: does it create a new population, a new instrument, a new counterparty class…
Instant payments reporting — building the IPR return
Building the Instant Payments Regulation return: the reporting template, the historical backfill, national variations and what the data has to come from.
Agent and distributor reporting — what the network owes
Reporting created by an agent or distributor network: the Article 19 notification, register entry before start, and the AML duties binding the…