Spain
Articles tagged Spain — Banco de España, CNMV, SEPBLAC, AEAT and the practical reporting cycle for fintechs licensed or passporting into Spain.
Spanish conduct and complaints reporting to Banco de España (DCMR)
How customer complaints, BdE Claims Service interactions and conduct outcomes flow to Banco de España and CNMV. The structured-data discipline, the cadence,…
COREP under IFR/IFD for Spanish investment firms
Quarterly prudential reporting for Spanish investment firms under the IFR/IFD framework: the K-factor pipeline, the COREP-IFR templates (IF 01.00 to IF 08.00),…
Investment firm authorisation in Spain — CNMV under MiFID II and IFR
Authorisation of an Empresa de Servicios de Inversión at CNMV: the MiFID II services catalogue, the IFR Class 2 / Class 3…
CASP authorisation in Spain — what CNMV expects under MiCA
The Spanish route to Crypto-Asset Service Provider authorisation: CNMV as competent authority, Banco de España for E-Money Tokens and Asset-Referenced Tokens, the…
Registro de Titularidades Reales — the Spanish UBO register
Spain's centralised beneficial-owner register created by Royal Decree 609/2023: what data is captured, who can query, how the access regime changed after…
The mule-account aggregated reporting regime under Law 10/2010
Spain's structured aggregated reporting to SEPBLAC on confirmed mule-account cases. What triggers reporting, the structured fields, the relationship to standard SARs, and…
FINREP for Spanish PIs and EMIs — the reduced taxonomy
How non-bank PSPs file the reduced FINREP set at Banco de España: which tables, the XBRL discipline, where the mapping work concentrates…
Payment Institution licence in Spain — the BdE application file
The PSD2 Payment Institution authorisation at Banco de España: the eight PSD2 services, the capital floors (€20K–€125K), the AIS registration lite regime,…
EMI licence in Spain — the Banco de España application file
The Article 11 EMD2 application file at Banco de España: programme of operations, governance map, safeguarding model, ICT/DORA framework, AML programme, and…
How to issue Spanish IBANs
Companion to the Dutch IBANs walkthrough. The Spanish IBAN format, the entity-code allocation by Banco de España, the BIC application, SEPA scheme…