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Banco de España
Articles tagged Banco de España — supervisory expectations, FINREP/COREP, CIRBE, DTE and the Spanish reporting cycle for fintechs and regulated firms.
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Banco de España · Spain
What is CIRBE — the Spanish credit-risk register?
CIR / CIRBE explained: Banco de España's central credit-risk register under Ley 44/2002 and Circular 1/2013. What is reported, who feeds it,…
Banco de España · Spain
What is EDITRAN?
EDITRAN explained: the secure file-transfer rail used by BdE and SEPBLAC for high-volume reporting (DMO, FTF, CIRBE, DTE). Onboarding, hosted broker vs…
Banco de España · Spain
What is the DTE? Spain’s BdE Circular 1/2012
The DTE explained: Banco de España's balance-of-payments return under Circular 1/2012. Who files, what data is captured per cross-border operation, how it…
Banco de España · Spain
What is the FTF? Spain account-ownership
The FTF explained: Spain's centralised account-ownership register operated by SEPBLAC under Article 43 of Ley 10/2010. Who feeds it, what data flows…