Luxembourg
Articles tagged Luxembourg — CSSF, BCL and the practical reporting and governance circulars for fintechs licensed in Luxembourg.
Outsourcing under Circular CSSF 22/806 — the three-month notification and the critical-function test
Circular CSSF 22/806 as amended by 25/883: the test for what counts as outsourcing, when a function is always critical or important,…
CSSF legal reporting for a Luxembourg payment or e-money institution — the Z and W tables
CSSF legal reporting for Luxembourg payment and e-money institutions: the Z and W periodic tables under Circulars 11/511 and 11/522, the 20th-of-the-month…
Circular CSSF 26/906 — internal governance and central administration for Luxembourg payment and e-money institutions
Circular CSSF 26/906 explained: applies from 30 June 2026, repeals four older circulars, sets numeric proportionality triggers, requires daily safeguarding reconciliation and…
Conduct complaints and out-of-court dispute resolution in Luxembourg (CSSF)
Conduct complaints in Luxembourg (CSSF): the complaints-handling duty under CSSF Regulation 16-07, the one-month response clock and the CSSF out-of-court resolution procedure…
goAML Luxembourg — how to file a suspicious transaction report with the CRF
goAML Luxembourg explained: enrolling with the CRF, the six report types (STR, SAR, STRe, SARe, TFTR, TFAR), the RR and RC roles,…
MiFID investment firm authorisation in Luxembourg — the CSSF licence, capital tiers and IFR/IFD classes
MiFID investment firm authorisation in Luxembourg (CSSF): the Law of 5 April 1993 licence, the EUR 75,000-750,000 capital tiers, the IFR/IFD classes,…
CASP authorisation in Luxembourg — the CSSF MiCA licence, capital tiers and VASP transition
CASP authorisation in Luxembourg: the CSSF MiCA licence under the Law of 6 February 2025, the EUR 50,000-150,000 capital classes, the dossier…
PI licence in Luxembourg — the CSSF payment institution authorisation and its capital tiers
PI licence in Luxembourg: the CSSF payment institution authorisation under the Law of 10 November 2009 — what the CSSF will license…
How to issue Luxembourg IBANs
How to issue Luxembourg IBANs: the 20-character LU format, the three-digit bank code allocation, the BIC mapping, the SEPA scheme obligations and…
EMI licence in Luxembourg — the CSSF application under the 2009 payment services law
EMI licence in Luxembourg: the CSSF has been solely competent since 21 July 2021 and will license four legal forms, not just…