Luxembourg
Articles tagged Luxembourg — CSSF, BCL and the practical reporting and governance circulars for fintechs licensed in Luxembourg.
RFT — Luxembourg’s register of fiducies and trusts
Registre des fiducies et des trusts (RFT): which trusts must register with the AED, the one-month deadline, who can access it and…
RCS Luxembourg — the company register for KYB
RCS Luxembourg for KYB: signing regimes, RESA publication and opposability, the seven-month accounts rule and the LBR file-not-up-to-date flag.
CSSF eDesk — login, roles and the S3 filing channel
CSSF eDesk: log in with LuxTrust, the Advanced User and IT Expert roles, the S3 bucket setup, and why a clean upload…
BOP 1.2: Luxembourg external-sector reporting to the BCL
BOP 1.2: the BCL return for Luxembourg's cross-border payments — the narrow reporting population, the ten-working-day deadline, and the four breakdowns.
RBE Luxembourg — beneficial owners register
RBE Luxembourg after the loi du 23 janvier 2025: four distinct duties, the daily astreinte, and administrative striking-off.
CRBA — Luxembourg’s central register of bank accounts
CRBA Luxembourg: the Law of 25 March 2020 register of IBAN accounts and safe-deposit boxes, the daily JSON file under Circular CSSF…
CSSF Regulation 12-02: the Luxembourg AML rulebook
CSSF Regulation 12-02 explained: customer acceptance, the six-month PEP clock, the annual review cadences, the RR and RC appointments and FIU reporting.
CSSF AML/CFT questionnaire: the 2026 AMLA data collection
The CSSF AML/CFT questionnaire for Luxembourg payment and e-money institutions has been replaced for 2026 by AMLA's data collection templates.
The Luxembourg reporting calendar for a payment firm
Every recurring Luxembourg return a payment or e-money institution files: the CSSF periodic tables, the outsourcing register, and the AML filings to…
Remote onboarding in Luxembourg — compensating measures
Remote identification in Luxembourg: when CSSF Regulation 12-02 Article 27 bites, which safeguards switch it off, and what compensates the risk.