Belgium
Articles tagged Belgium — National Bank of Belgium (NBB) and FSMA expectations for fintechs operating cross-border into Belgium.
BCE/KBO — the Belgian enterprise number and register
BCE/KBO: the Belgian enterprise number, modulo-97 check digit, what a CBE extract proves, and the NACE-BEL 2025 code conversion that breaks KYB.
Centrale des Crédits aux Particuliers (CCP), Belgium
The Belgian CCP: what the NBB register records, the unauthorised-overdraft duty for payment accounts, retention periods, and the 2026 credit directive.
Remote identification in Belgium: Article 27
Remote identification in Belgium: the Article 27 source list, the risk-graded verification depth, and when money may move before verification ends.
NBB payment statistics — Belgium’s MCC declaration
NBB payment statistics: the monthly MCC declaration due by the 20th, the nine ECB tables, the 5% derogation test and the CSAM…
NBB periodic AML questionnaire — Belgium’s OneGate return
NBB periodic AML questionnaire: Circular NBB_2026_02, the OneGate forms, the 15 May deadline and the new AMLA eligibility form under Article 12.
Ombudsfin: Belgian financial complaints and the 2026 reform
Ombudsfin: how Belgian financial complaints work after the Law of 11 December 2025 — mandatory affiliation, the 90-day clock and what the…
UBO register Belgium — filing, confirmation and access
UBO register Belgium: the 30-day filing clock, the annual confirmation, supporting documents, ForREG and BORIS, and the new CBE striking-off withdrawal.
OneGate — the NBB’s PI and ELMI reports (domain MBS)
OneGate domain MBS: how a Belgian payment or e-money institution files the PI, ELMI and PI-ELMI-QUAL reports — certificate access, XML grammar,…
CTIF-CFI — reporting suspicions in Belgium via goAML
CTIF-CFI: how a payment or e-money firm reports suspicions in Belgium — goAML since 30 September 2024, the Article 51 clock, the…
PCC / CAP — Belgium’s central register of accounts
PCC / CAP Belgium: who reports to the National Bank's central register, the five-working-day clock, the €3,000 cash threshold and the 2026…