EU-wide
Articles tagged EU-wide — pan-European regimes: CESOP, CRS, FATCA, DAC7/8, AnaCredit, Instant Payments, MiCA, DORA, AMLA.
Safeguarding compared — how EMI and payment institution safeguarding actually differs across the EU
Safeguarding under PSD2 Article 10 and EMD2 Article 7: the segregation and insurance methods, the end-of-next-business-day rule, the five-business-day e-money deadline, mixed-purpose…
EBA remote customer onboarding guidelines — the pre-implementation assessment and the liveness rule
EBA/GL/2022/15 on remote customer onboarding, applicable from 2 October 2023: the pre-implementation assessment, the eIDAS shortcut that removes much of it, liveness…
PSD2 agents and distributors — the Article 14 register, the two-month clock and where liability sits
Using agents under PSD2 Article 19: what must be notified, the two months the home authority has to respond, why an agent…
Small payment institutions — the Article 32 exemption, and why it cannot be passported
The PSD2 Article 32 small payment institution regime: the EUR 3 million monthly-average ceiling, the one line that disapplies the passporting articles,…
SCA exemptions under the PSD2 RTS — thresholds, fraud rates and how the TRA exemption is lost
SCA exemptions explained: the EUR 50/150 contactless and EUR 30/100 low-value counters, the EUR 500/250/100 transaction-risk-analysis thresholds and their reference fraud rates,…
The MiCA transition is over — what the close of CASP grandfathering on 1 July 2026 means
MiCA transitional period for crypto-asset service providers: Article 143(3) expired 1 July 2026, earlier in states that shortened it, the simplified procedure…
AI data quality and the GDPR accuracy principle — the Spanish DPA’s criteria for model governance
AI data quality and the GDPR accuracy principle: the AEPD's July 2026 technical note read for compliance teams running monitoring, screening and…
BSI and MIR reporting — the ECB statistical returns every euro-area MFI has to file
BSI and MIR reporting to the ECB: why an e-money institution is a monetary financial institution, what Regulation (EU) 2021/379 and (EU)…
EU AI Act deadlines after Regulation (EU) 2026/1744 — what changes for financial institutions
EU AI Act deadlines after Regulation (EU) 2026/1744: Annex III high-risk deferred to 2 December 2027, two new duties from 2 December…
DAC8 XML reporting — the data build, the schema, and how it lines up with CARF and CRS
DAC8 XML reporting for crypto-asset service providers: the four reporting lines, aggregation per user and asset type, valuation at execution, the five-year…