EU-wide
Articles tagged EU-wide — pan-European regimes: CESOP, CRS, FATCA, DAC7/8, AnaCredit, Instant Payments, MiCA, DORA, AMLA.
MiCA white paper drafting: ARTs and EMTs in practice
How to draft a MiCA white paper for an asset-referenced token or an electronic-money token: the Annex II skeleton, the reserve and…
CESOP XML reporting — mapping a SEPA payment to the CESOP schema, field by field
CESOP XML reporting for PSPs: how a SEPA pacs.008 credit transfer becomes one CESOP record field by field, the 25-payment threshold, refund…
DORA Register of Information: filling Annex III in practice
The DORA Register of Information explained: the fifteen-table structure, the critical-or-important-function test, sub-contracting depth, common validation failures, and the Article 30 contractual…
Verification of Payee under the Instant Payments Regulation
Verification of Payee (VoP) under the Instant Payments Regulation — the IBAN-name check, match outcomes, the liability shift, worked examples and an…
Where to base your EMI: a comparison of six EU jurisdictions
Side-by-side of how an EMI authorisation runs in Spain, the Netherlands, France, Italy, Germany and Luxembourg — supervisor, language, capital, statutory review,…
Designating an AML representative across the EU
How the named AML representative role works across Spain, the Netherlands, France, Italy, Germany and Luxembourg — residency rules, supervisory notifications, personal…
What is IPR reporting? Instant Payments
IPR reporting explained: EBA PAY-4.2, the six S-tables, the 9 April 2026 first deadline, the four-year backfill from 2022, and national variations…
CESOP reporting: rules, thresholds and who must file
CESOP reporting explained: the EU cross-border payments register since 1 January 2024, the more-than-25-payments-per-payee-per-quarter threshold, who reports when the payee bank is…