EU-wide
Articles tagged EU-wide — pan-European regimes: CESOP, CRS, FATCA, DAC7/8, AnaCredit, Instant Payments, MiCA, DORA, AMLA.
Register discrepancies — the 14-day reporting duty
Beneficial ownership register discrepancies under AMLR Article 24: the 14-calendar-day deadline, what to send, and the two cases you need not report.
Reporting suspicions — the AMLR duty and its clocks
Reporting suspicions under AMLR Article 69: the knowledge and suspicion test, attempted transactions, and the five-working-day deadline for FIU requests.
AML training — the duty that reaches your agents
AML training under AMLR Article 12: who must be trained including agents and distributors, what the programme must achieve, and the documentation…
Policies, procedures and controls — two approval levels
AMLR Article 9: what internal policies, procedures and controls must cover, the two approval altitudes, and why one omnibus AML manual maps…
Business-wide risk assessment — the six mandatory inputs
The AMLR business-wide risk assessment under Article 10: the six inputs you must take into account, the pre-launch duty, and who draws…
Crypto laundering typologies — what the AMLR names
Crypto laundering typologies in EU law: self-hosted address transfers under AMLR Article 40, nested exchanges, shell institutions and the mitigating measures.
Trade-based money laundering — the document tells
Trade-based money laundering indicators: mis-invoicing, mismatched documents and third-party payment, and why the risk factors sit in AMLR Annex III.
Money mule typologies — the indicators that hold up
Money mule typologies and supervisory indicators: the recruitment patterns, the account-behaviour signals, and how mule networks appear in aggregate.
Structuring and smurfing — what detection actually needs
Structuring and smurfing: how the linked-operations rule works, why threshold-adjacent detection fails, and the indicators supervisors expect to see modelled.
Cash-intensive business — a named higher-risk factor
Cash-intensive businesses under AMLR Annex III: CDD baseline, the €10,000 cash limit, the Article 80(4) FIU report for deposits, and three worked…