EU-wide
Articles tagged EU-wide — pan-European regimes: CESOP, CRS, FATCA, DAC7/8, AnaCredit, Instant Payments, MiCA, DORA, AMLA.
DAC7 — the EU digital platform reporting rules
DAC7 explained: who is a digital platform operator under Directive (EU) 2021/514, which sellers are reportable, and the 31 January deadline.
Major ICT incident reporting — from PSD2 to DORA
Major ICT incident reporting moved from PSD2 Article 96 to DORA Article 19: the classification test, the deadlines and the parallel GDPR…
AMLA’s harmonised STR format under the AMLR
AMLA harmonised STR format: the draft ITS under AMLR article 69(3), the five data-point treatments and the two-phase rollout to one EU…
ESMA ‘report once’ — merging MiFIR, EMIR and SFTR
ESMA's report once plan: the July 2026 final report proposing a single integrated template to replace MiFIR, EMIR and SFTR transaction reporting.
AnaCredit across national central banks, compared
AnaCredit per NCB: the EUR 25,000 debtor threshold, merged registers versus greenfield collections, and Germany's Millionenkredit ending 30.12.2026.
AnaCredit forbearance — status values and FINREP
AnaCredit forbearance: the five status values, the difficulty-plus-concession test, interruptible probation, and the FINREP F 19.00 reconciliation.
The AnaCredit data model — ten datasets, ~95 attributes
AnaCredit data model walkthrough: the ten linked datasets, identifier discipline, the attributes causing most rejections, and the four validation layers.
AnaCredit phases 1, 2 and 3 — and what replaced them
AnaCredit phase 2 and phase 3 were never adopted. What phase 1 actually covers, why the staged rollout stopped, and what IReF…
Branch vs Freedom of Services — which passport to use
The two EU cross-border models compared: physical presence, supervisory architecture, local AML representative, host-state reporting and timing.
DORA Article 30: the mandatory clauses for ICT contracts
Every clause DORA Article 30 requires in ICT contracts, plus the additions for critical functions: audit rights, sub-contracting and exit strategy.