EU-wide
Articles tagged EU-wide — pan-European regimes: CESOP, CRS, FATCA, DAC7/8, AnaCredit, Instant Payments, MiCA, DORA, AMLA.
MiCA Travel Rule: the Funds Transfer Regulation for crypto
The MiCA travel rule under Regulation (EU) 2023/1113: the Article 14 data set, the self-hosted wallet test and missing-information handling.
PSD3 and the Payment Services Regulation: a tracker
Tracker on PSD3 and the PSR: the open-banking redesign, fraud-loss allocation, non-bank settlement access and the merger of the EMI and PI…
CRS for EMIs — when you are a Financial Institution
CRS for EMIs after DAC8: from 1 January 2026 an entity holding e-money is a Depository Institution — the five-condition test and…
Sanctions screening at instant-payment speed
Sanctions screening for instant payments under the EU Instant Payments Regulation: daily customer-level screening, architecture and false positives.
AnaCredit for payment firms: scope and the 95 attributes
AnaCredit for payment firms: the reporting-agent scope test under Regulation (EU) 2016/867, the €25,000 per-debtor threshold and the 95 attributes.
DAC8 explained — crypto reporting and the CRS extension
DAC8 explained: Directive (EU) 2023/2226 — crypto-asset reporting for CASPs and the CRS extension to e-money, with the 2026 start and 2027…
MiCA white paper drafting: ARTs and EMTs in practice
Drafting a MiCA white paper for an asset-referenced or e-money token: the Annex II skeleton, the sections that fail most first drafts,…
CESOP XML — mapping a SEPA payment, field by field
CESOP XML reporting: how a SEPA credit transfer becomes one CESOP record field by field, refund linkage, member-state logic and the validation…
DORA Register of Information: filling Annex III in practice
The DORA Register of Information: the fifteen-table structure, the critical-function test, sub-contracting depth and common validation failures.
Verification of Payee under the Instant Payments Regulation
Verification of Payee under the Instant Payments Regulation: the IBAN-name check, match outcomes, the liability shift and an implementation checklist.