EU-wide
Articles tagged EU-wide — pan-European regimes: CESOP, CRS, FATCA, DAC7/8, AnaCredit, Instant Payments, MiCA, DORA, AMLA.
PSD2 fraud reporting under Article 96(6)
PSD2 fraud reporting under the EBA guidelines: the two fraud limbs, why blocked attempts are excluded, and the home and host split…
Own funds — initial capital and Methods A, B, C and D
Own funds for payment institutions and EMIs: the initial capital floors, Methods A, B and C under PSD2 Article 9, Method D,…
The EU Digital Identity Wallet — who must accept it
Regulation (EU) 2024/1183 and the EU Digital Identity Wallet: the acceptance obligation for firms under strong authentication rules, and the deadlines.
Funds transfer information — payer and payee data
Regulation (EU) 2023/1113 for fiat transfers: the Article 4 payer and payee dataset, the intra-Union derogation and the three-working-day retrieval duty.
DORA threat-led penetration testing (TLPT)
TLPT under DORA Articles 26 and 27: who identifies the entities, who validates scope, testing on live systems every three years, and…
The PSD2 limited network exclusion — Article 3(k)
PSD2 Article 3(k) and 3(l): the three limited-network limbs, the functionally-connected test, the telecoms caps and the EUR 1 million notification.
Safeguarding compared across the EU
Safeguarding under PSD2 Article 10 and EMD2 Article 7: the segregation and insurance methods, the deadlines, and why eligible assets are national.
EBA remote customer onboarding guidelines
EBA/GL/2022/15 on remote customer onboarding: the pre-implementation assessment, the eIDAS shortcut, liveness rules and the review obligation.
PSD2 agents — the register and where liability sits
Using agents under PSD2 Article 19: what must be notified, the two-month response, why an agent may only start on registration, and…
Small payment institutions — the Article 32 exemption
The PSD2 Article 32 small payment institution regime: the monthly-average ceiling, why it cannot be passported, and how Article 33 differs for…