EU-wide
Articles tagged EU-wide — pan-European regimes: CESOP, CRS, FATCA, DAC7/8, AnaCredit, Instant Payments, MiCA, DORA, AMLA.
AMLR outsourcing — six tasks you can never delegate
AMLR outsourcing under Article 18: the six tasks that may never be outsourced, the ex-ante supervisor notification, and full retained liability.
AMLR governance — the compliance manager and officer split
AMLR internal governance: the compliance manager on the management body versus the compliance officer, and who approves policies against procedures.
ANIFI — Spain’s new AML authority, and what it absorbs
ANIFI, Spain's proposed financial integrity authority: what it absorbs from SEPBLAC, the new proliferation-financing competence and the levy funding it.
Spain’s AML law after MiCA — CASPs as obliged subjects
SEPBLAC's mandatory report in Spanish MiCA authorisations, CASPs as obliged subjects with the advice-only carve-out, and crypto correspondent rules.
DORA in Spain — sanctions and payment processors
DORA in Spain: how the digitalisation bill extends the Regulation to payment processors, the new infringement grades and the Banco de España's…
Payment system access in Spain for EMIs and PIs
Direct payment system access in Spain: the Article 8 bis pre-clearance with the Banco de España, its three-month clock and the documents…
Payment Accounts Directive — fees and switching
The Payment Accounts Directive for PSPs: why Chapters II and III bind you, the fee information document, the statement of fees and…
CARF explained — and how it lines up with DAC8
CARF for crypto firms: the Reporting Crypto-Asset Service Provider definition, the four nexus criteria, and where CARF and DAC8 diverge.
The EU AML package — AMLR, AMLD6 and AMLA dates
The EU AML package for payment firms: the AMLR applies 10 July 2027, AMLD6 transposition dates, the new compliance-role split, and who…
E-money tokens under MiCA — Title IV for an EMI
E-money tokens under MiCA Title IV: who may issue, the notification clocks, no redemption fee and no interest, and the Article 54…