Insights
News and articles on EU fintech topics — licensing, AML, payments, reporting for operators.
SID — the Agenzia delle Entrate data exchange channel
SID: accrediting to the Agenzia delle Entrate channel, the interchange node, FTP versus the 20 MB PEC limit, and the 20 April…
FICP — declaring credit incidents to Banque de France
FICP declarations: what counts as a declarable credit incident, the split-payment and mini-credit codes, and the four-business-day clock.
CAI — the Centrale di allarme interbancaria
CAI: the Banca d'Italia archive of irregular cheques and payment cards — the six segments, retention periods, and the same-day card revocation…
FCC and FNCI — the Banque de France cheque registers
FCC and FNCI: what the Banque de France cheque and card incident registers hold, the business-day declaration deadlines, and how the files…
MVP-Portal — registering and filing with BaFin
MVP-Portal: how a firm registers with BaFin, applies for a Meldeberechtigung per Fachverfahren, uploads the signed application, and files by web form…
CSSF eDesk — login, roles and the S3 filing channel
CSSF eDesk: log in with LuxTrust, the Advanced User and IT Expert roles, the S3 bucket setup, and why a clean upload…
Millionenkredit reporting under § 14 KWG ends in 2026
Millionenkredit reporting under § 14 KWG ends on 30 December 2026: the EUR 1 million threshold, the Evidenzzentrale feedback, and why CRR…
Centrale dei Rischi: Banca d’Italia’s credit register
Centrale dei Rischi: who must report to Banca d'Italia's credit register, the EUR 30,000 and EUR 250 thresholds, the 25th-of-month deadline and…
Direct Reporting: Banca d’Italia external-sector returns
Direct Reporting: how Banca d'Italia samples resident firms for Italy's external-sector data — four surveys, five reporting profiles, and the nil-return trap.
BOP 1.2: Luxembourg external-sector reporting to the BCL
BOP 1.2: the BCL return for Luxembourg's cross-border payments — the narrow reporting population, the ten-working-day deadline, and the four breakdowns.