Insights
News and articles on EU fintech topics — licensing, AML, payments, reporting for operators.
MiFID II best execution, refreshed: the new order-execution-policy RTS
MiFID II best execution refreshed: Delegated Regulation (EU) 2026/825, the RTS 27/28 repeal, and the 12 February 2028 deadline for investment firms…
AMLA’s draft rules for cross-border suspicious-transaction reports
AMLA's draft RTS on cross-border suspicious-transaction reports: how FIUs identify affected member states, cross-border reports vs disseminations, and the 6 October 2026…
DAC7: the EU digital platform operator reporting rules explained
DAC7 explained: who is a digital platform operator under Council Directive (EU) 2021/514, which sellers are reportable, the 31 January deadline, and…
Money muling and tech-enabled fraud: the UIF’s 2026 red flags for Italian EMIs
Money muling and tech-enabled fraud red flags for Italian EMIs and PSPs — the UIF's 8 June 2026 communication, the new I01/I04/I05…
Conduct complaints and out-of-court dispute resolution in Luxembourg (CSSF)
Conduct complaints in Luxembourg (CSSF): the complaints-handling duty under CSSF Regulation 16-07, the one-month response clock and the CSSF out-of-court resolution procedure…
Major ICT incident reporting for payment firms — from PSD2 to DORA
Major ICT incident reporting for payment firms moved from PSD2 Article 96 to DORA Article 19 on 17 January 2025: the classification…
Transparenzregister Germany — beneficial-owner reporting deadlines and discrepancy duties under the GwG
Transparenzregister deadlines in Germany: the staggered 2021–2022 reporting dates by legal form after the switch to a full register, who counts as…
SIRA in the Netherlands — the DNB systematic integrity risk analysis, explained
The DNB SIRA (systematic integrity risk analysis) explained: the Section 10 Bpr and Wwft legal basis, the integrity risks it must cover,…
goAML Luxembourg — how to file a suspicious transaction report with the CRF
goAML Luxembourg explained: enrolling with the CRF, the six report types (STR, SAR, STRe, SARe, TFTR, TFAR), the RR and RC roles,…
Conduct complaints and dispute resolution in Germany — BaFin, Schlichtung and the ombudsman schemes
Conduct complaints in Germany: how BaFin supervises complaints-handling, the PSD2 15-day reply clock, and which Schlichtungsstelle or ombudsman settles a customer dispute.