Insights
News and articles on EU fintech topics — licensing, AML, payments, reporting for operators.
NACE Rev. 2.1 — activity-code migration for payments firms
NACE Rev. 2.1: dates by country (NACE-BEL, NAF, ATECO, SBI, WZ, CNAE), the 2026 bank-reporting switch, and how to migrate stored activity…
Company registers compared across the EU — a KYB guide
Company registers compared across eight EU markets: identifiers, extract vs certificate, when changes bind you, signing authority and strike-off flags.
RCS Luxembourg — the company register for KYB
RCS Luxembourg for KYB: signing regimes, RESA publication and opposability, the seven-month accounts rule and the LBR file-not-up-to-date flag.
CRO Ireland — the Companies Registration Office for KYB
CRO Ireland for KYB: B1 annual returns within 56 days, B10 officer changes, registered persons who can bind a company, and strike-off…
Registro Mercantil — the Spanish company register
Registro Mercantil explained for KYB: nota simple vs certificación, BORME dates, closed registry sheets and how to verify Spanish counterparties.
Handelsregister and Unternehmensregister — German KYB
Handelsregister for KYB: court-scoped HRB numbers, AD, CD and DK extracts, § 15 HGB publicity, the shareholder list and the Transparenzregister.
Handelsregister (KVK) — the Dutch company register
Handelsregister at KVK: the 8-digit KVK-nummer versus the 12-digit vestigingsnummer, shielded addresses and who may see them, and the annual-accounts backstop.
Registro Imprese — the Italian company register
Registro Imprese: the ordinary and special sections, visura versus certificato, the REA number, and the ATECO 2025 codes that moved underneath every…
SIREN, SIRET and the RNE — French company data
SIREN, SIRET and the RNE: what each French register identifies, the partial-diffusion rule that hides sole traders, and the NAF 2025 code…
BCE/KBO — the Belgian enterprise number and register
BCE/KBO: the Belgian enterprise number, modulo-97 check digit, what a CBE extract proves, and the NACE-BEL 2025 code conversion that breaks KYB.