Insights
News and articles on EU fintech topics — licensing, AML, payments, reporting for operators.
EU asset freeze reporting — the two-week Article 8 duty
Asset freeze reporting under Article 8 of Regulation (EU) No 269/2014: the two-week clock, the minimum data set, and criminal liability since…
FATCA for EU e-money institutions — the Model 1 IGA
FATCA for EU e-money institutions: the Model 1 IGA route, the $50,000 depository-account election, the seven US indicia, and TIN relief to…
Regulatory reporting for EU payment firms — the guide
A structured guide to EU regulatory reporting for payment and e-money firms: the returns by market, how each is built, and the…
Complaints reporting compared across eight EU markets
Complaints reporting compared across eight EU markets: the out-of-court body, the response clock and what must be reported — Ireland alone binds…
The reporting operating model — roles that work
How to structure a regulatory reporting function: the four capabilities, why the content owner and the builder must differ, and what to…
Late filing — what to do when a return will miss
Handling a reporting incident: the choice between filing late and filing wrong, who should make it, and what to tell the authority…
New product, new returns — the scoping questions
The reporting questions to answer before a product launches: does it create a new population, a new instrument, a new counterparty class…
Instant payments reporting — building the IPR return
Building the Instant Payments Regulation return: the reporting template, the historical backfill, national variations and what the data has to come from.
Agent and distributor reporting — what the network owes
Reporting created by an agent or distributor network: the Article 19 notification, register entry before start, and the AML duties binding the…
Incident reporting clocks — four regimes, one incident
One incident can start four reporting clocks: DORA, data protection, AML and prudential notification. How the deadlines interact and what to do…