Insights
News and articles on EU fintech topics — licensing, AML, payments, reporting for operators.
CASP authorisation in Italy under MiCA
MiCA CASP authorisation in Italy: CONSOB for conduct, Banca d'Italia for prudential, the OAM-VASP migration and what switches on at grant.
PI licence in Italy — Istituto di Pagamento
Obtaining a PI licence in Italy: the Istituto di Pagamento authorisation at Banca d'Italia, capital floors, dossier contents and OAM agents.
EMI licence in Italy — the Banca d’Italia file (IMEL)
EMI license in Italy: which Banca d Italia authorisation the IMEL dossier needs, the EUR 350,000 capital test, fit-and-proper rules and realistic…
ACPR complaints — conduct reporting in France
ACPR complaints for a payment or e-money institution passporting into France: who reports what to the ACPR, AMF and DGCCRF, and the…
AMF MiFIR transaction reporting in France
AMF MiFIR transaction reporting: the ICY platform, the D+1 23:59:59 deadline, the RDT questionnaire every ISP must file, and the branch rule…
Open banking in France — AISP and PISP access
PSD2 access to account in France: the RIB-led journey, dedicated versus modified interfaces, SCA exemptions, and how PSD3 will redesign the regime.
The French AML framework beyond TRACFIN
Beyond the TRACFIN SAR: the COSI systematic-communications regime, the asset-freeze framework, the RBE register and the ACPR's sectoral overlay.
CASP authorisation in France under MiCA — AMF and ACPR split
CASP authorisation in France under MiCA: the AMF route with ACPR assent, the services covered, the application file and the transitional regime.
AMF MiFID II investment firm authorisation in France
MiFID investment firm authorisation in France (AMF): the agrément process, passporting, IFR/IFD capital requirements and ongoing conduct supervision.
SURFI and RUBA — French supervisory reporting
SURFI and its successor RUBA: the French supervisory taxonomy, who files what, Instruction 2024-I-17, taxonomy versions and OneGate submission.