Insights
News and articles on EU fintech topics — licensing, AML, payments, reporting for operators.
goAML Luxembourg — how to file an STR with the CRF
goAML Luxembourg: how to register and log in with LuxTrust, the six report types, the RR and RC roles, and the Article…
Conduct complaints in Germany — BaFin and Schlichtung
Conduct complaints in Germany: how BaFin supervises complaints-handling, the PSD2 15-day reply clock, and which Schlichtungsstelle settles a dispute.
MiFID investment firm licence in Luxembourg (CSSF)
MiFID investment firm authorisation in Luxembourg: the CSSF licence under the Law of 5 April 1993, the capital tiers, substance rules and…
CESOP in Spain — Modelo 379, thresholds and deadlines
CESOP reporting in Spain via Modelo 379: who files, the 25-payments-per-payee threshold, what the record contains, and the quarterly deadlines.
CASP authorisation in Germany — the BaFin MiCA licence
CASP authorisation in Germany: the BaFin MiCA licence, the KMAG transitional window, the capital classes and the KWG crypto-custody transition.
CASP authorisation in Luxembourg — the CSSF licence
CASP authorisation in Luxembourg: the CSSF MiCA licence under the Law of 6 February 2025, the capital classes and the VASP-to-CASP transition.
Investment firm licence in Germany — BaFin and the WpIG
Investment firm authorisation in Germany: the BaFin WpIG licence, the three IFR/IFD size classes, the capital tiers and K-factor own funds.
PI licence in Luxembourg — CSSF process and capital tiers
PI licence in Luxembourg: the CSSF authorisation under the Law of 10 November 2009, what is licensed at each capital tier, and…
Filing a suspicious transaction report (SOS) in Italy
Filing a SOS in Italy: the Art. 35 duty, Infostat-UIF registration, data entry vs upload, the four report sections and the PEC…
UIF anomaly indicators — the 2023 framework
The UIF Provvedimento of 12 May 2023: 34 anomaly indicators and around 400 sub-indices in force since January 2024, with worked payment-firm…