Spain
Articles tagged Spain — Banco de España, CNMV, SEPBLAC, AEAT and the practical reporting cycle for fintechs licensed or passporting into Spain.
FINREP for Spanish PIs and EMIs — the reduced taxonomy
How Spanish PIs and EMIs file the reduced FINREP set at the Banco de España: which tables, the XBRL discipline and where…
Payment institution licence in Spain (BdE)
Payment institution licence in Spain: the eight services the Banco de España can license, the capital floors, AIS registration and the file…
EMI licence in Spain — the Banco de España application file
EMI licence in Spain: the RD 778/2012 application file letter by letter, the three-month clock and negative silence, and the SEPBLAC report.
How to issue Spanish IBANs
How to issue Spanish IBANs: the format, entity-code allocation by the Banco de España, the BIC application, SEPA adherence and the reporting…
CIRBE explained — Banco de España’s credit register
CIRBE explained: Banco de España's credit register — who reports under Circular 1/2013, the €1,000 rule, what lenders see, and how to…
How to file a SAR in Spain
Filing a SAR in Spain: the examen especial gate under Art. 17, the F19 comunicacion por indicio, CTL 2.3 for credit institutions…
What is EDITRAN? The BdE and SEPBLAC file channel
EDITRAN, the file-transfer channel for filing with SEPBLAC and the Banco de España: registration, the daily window and the acknowledgement chain.
How to register your SEPBLAC representative
Registering your SEPBLAC representative under Ley 10/2010: who is eligible, the three answers for branches, agents and FoS, and what Modelo F22…
What is the DTE? Spain’s BdE Circular 1/2012
The DTE explained: the Banco de España balance-of-payments return under Circular 1/2012 — who files, what is captured, and how it differs…
SEPBLAC explained — Spain’s FIU and what you must report
SEPBLAC is Spain's FIU and AML supervisor in one body: the four things you file — SARs, the monthly DMO, the FTF…