Italy
Articles tagged Italy — Banca d'Italia, CONSOB, OAM, UIF and the segnalazioni / Archivio Unico Finanziario obligations for fintechs in Italy.
INFOSTAT — the Banca d’Italia reporting channel
INFOSTAT, the Banca d'Italia collection platform: partner accreditation and the PIN, the scadenzario, data entry vs upload, diagnostico, consegna, rilievi.
The Italian reporting calendar for a payment firm
Every recurring Italian return a payment or e-money institution files: the four counterparties, the four parallel AML returns, and the portal enrolments.
Anagrafe dei rapporti — Italy’s account data return
Anagrafe dei rapporti finanziari Italy: the monthly relationship feed, the 15 February balances return, SID, and the fotografia di consistenza.
SARA — Italy’s monthly aggregate AML return
SARA aggregate AML reporting to Italy's UIF: the monthly obligation, the three Infostat-UIF submission methods, and the 30-day registration rule.
Remote onboarding in Italy — the eleven-step script
Remote identification in Italy: Banca d'Italia's non-face-to-face route, the Allegato 3 video-identification procedure and its eleven session steps.
Comunicazioni oggettive — Italy’s monthly cash return
Comunicazioni oggettive: Italy's monthly cash return to the UIF under Article 47 of D.Lgs 231/2007, the threshold arithmetic and the XML deadline.
Money muling and tech-enabled fraud — UIF red flags
Money muling and tech-enabled fraud red flags for Italian EMIs: the UIF's June 2026 communication, the new SOS codes, and how to…
Filing a suspicious transaction report (SOS) in Italy
Filing a SOS in Italy: the Art. 35 duty, Infostat-UIF registration, data entry vs upload, the four report sections and the PEC…
UIF anomaly indicators — the 2023 framework
The UIF Provvedimento of 12 May 2023: 34 anomaly indicators and around 400 sub-indices in force since January 2024, with worked payment-firm…
Conduct and complaints in Italy — ABF and ACF
The Italian conduct cycle: the Arbitro Bancario Finanziario, the Arbitro per le Controversie Finanziarie, and how complaints reporting flows upward.