France
Articles tagged France — ACPR, AMF, TRACFIN and the application files, supervisory returns and AML duties for fintechs in France.
Open banking in France — AISP and PISP access
PSD2 access to account in France: the RIB-led journey, dedicated versus modified interfaces, SCA exemptions, and how PSD3 will redesign the regime.
The French AML framework beyond TRACFIN
Beyond the TRACFIN SAR: the COSI systematic-communications regime, the asset-freeze framework, the RBE register and the ACPR's sectoral overlay.
CASP authorisation in France under MiCA — AMF and ACPR split
CASP authorisation in France under MiCA: the AMF route with ACPR assent, the services covered, the application file and the transitional regime.
AMF MiFID II investment firm authorisation in France
MiFID investment firm authorisation in France (AMF): the agrément process, passporting, IFR/IFD capital requirements and ongoing conduct supervision.
SURFI and RUBA — French supervisory reporting
SURFI and its successor RUBA: the French supervisory taxonomy, who files what, Instruction 2024-I-17, taxonomy versions and OneGate submission.
How to issue French IBANs
How to issue French IBANs: the 27-character format, the clé RIB trap, CIB allocation by the ACPR, and the FICOBA and RPC…
Payment institution licence in France (ACPR)
The payment institution licence in France: the ACPR application file, PSD2 services, capital floors, AIS registration and realistic timing.
EMI licence in France — the ACPR application file
The EMI licence in France: the ACPR application file, EUR 350,000 capital, safeguarding, the French-language requirement and realistic timing.
TRACFIN: what it is and how to file a déclaration de soupçon
TRACFIN explained: France's FIU, the déclaration de soupçon, the déclarant and correspondant roles, the ERMES portal, timing and tipping-off rules.