DNB Digitaal Loket Rapportages — the reporting channel
DNB Digitaal Loket Rapportages — DLR — is the single submission channel for every regulated return a Dutch PSP files with the supervisor. FINREP, COREP, IPR, BSI, MIR, AnaCredit and the conduct cycle all flow through DLR. The infrastructure is XBRL-only; access is credentialed; validation is strict. This piece walks through what DLR carries, how onboarding works, and where most reporting projects spend the most time.
1. What DLR is
DLR — Digitaal Loket Rapportages — is DNB’s electronic reporting portal for supervisory and statistical returns. It is the canonical channel for regulated reporting in the Netherlands, replacing earlier file-based submission routes. Every authorised Dutch credit institution, EMI, PI, investment firm and selected non-bank financial institution submits through DLR.
2. What flows through DLR
- FINREP — EBA-coordinated supervisory financial reporting (reduced set for non-banks)
- COREP — bank prudential reporting
- COREP-IFR — investment-firm prudential reporting
- IPR statistical reporting — the annual PAY-4.2 framework
- BSI / MIR / AnaCredit — ECB statistical framework
- National prudential returns specific to PIs and EMIs
- Conduct and complaints data where DNB collects it
3. Onboarding to DLR
- Authorised firm receives a DLR account at grant
- Named users are credentialed — each with a personal DigID or eHerkenning-equivalent token
- The firm subscribes to the reporting flows relevant to its category (FINREP, BSI, IPR, etc.)
- Test-environment access is provided; firms run dry submissions before going live
- Live submission discipline starts at the first scheduled reference date
4. The XBRL discipline
Practical implications:
- Most firms use XBRL conversion tooling at the boundary; the upstream data layer remains in firm-native format
- Taxonomy versions refresh periodically; pinning the version against the reporting calendar is mandatory
- Validation results are returned within a defined window; resubmission discipline is built around the validation response
5. Acknowledgement and reconciliation
DLR returns three states per submission:
- Accepted — all validations passed
- Accepted with warnings — non-blocking validation issues flagged for the next cycle
- Rejected — must be re-submitted within the rejection window
Data-quality patterns across reporters are tracked by DNB’s data-quality team and feed supervisory dialogue. Persistent rejections invite an inquiry letter.
6. Test environment
DNB operates a parallel DLR test environment. Firms can submit drafts there to validate the XBRL formatting, the reference data and the calculation results. Use of the test environment before the first live submission is strongly encouraged — first-time live submissions rarely pass clean.
7. FAQ
Is DLR mandatory for every Dutch PSP?
Effectively yes for authorised credit institutions, EMIs, PIs and investment firms. AIS-only firms have a more limited reporting catalogue but still typically use DLR for the relevant subset.
Can I submit in CSV?
For most returns, no. XBRL is the default. Specific legacy or supplementary returns may still accept CSV; check the DLR reporting catalogue.
How long is the rejection-resubmission window?
Set per return type. Critical returns have tight resubmission windows (a few business days); supplementary returns have longer windows. Check the DNB reporting calendar.
What is the relationship between DLR and the IPR submission?
IPR statistical reporting (PAY-4.2) flows through DLR alongside the other returns. See our IPR report piece.
Are branches of foreign PSPs in DLR?
Yes, for the Dutch-attributable returns. Coordination with the head office on the parallel home-state reporting is the operational task.
How does DLR compare to peer channels?
DLR is the Dutch equivalent of EDITRAN in Spain or OneGate in France. The XBRL-only discipline is more advanced than some peer national channels.
8. What to do, today
- Confirm your DLR account is provisioned at grant — credentials take time to set up.
- Identify the reporting flows that apply to your firm category.
- Pick an XBRL conversion tool and integrate it with your data layer.
- Run dry submissions against the test environment before going live.
- Build a reconciliation layer between DLR-submitted data and audited financial statements.
Related: DNB BSI / MIR · IPR statistical report · EDITRAN in Spain
